Do you have life insurance?
Do you have disability insurance?
Do you have income protection insurance?
Do you have critical illness insurance?
Have you calculated your insurance cover based on debt reduction and an amount to provide adequate income for your dependants?
Do you have only one superannuation fund?
Are you aware of how much super you will have at retirement?
Are you contributing additional amounts to super for you or your spouse?
Do you fund insurance for death and disability via your super?
Do you pay no contribution fees?
Have your personal super funds been reviewed in the last 12 months?
Apart from your home and super do you have other investments?
Are your investments in line with your risk proﬁle?
Do you rebalance your investments regularly in line with your risk proﬁle?
Have you formally reviewed performance in the last twelve months?
Are your investments aligned to your lifestyle goals?
Are you diversiﬁed across all asset classes?
Are your investment returns in line with your expectations?
Business Clients Only
If in partnership do you have a buy-sell agreement in place?
Is this agreement funded?
Is this agreement funded via superannuation?
Do you have a succession/exit strategy?
Do you have business overheads insurance?
Do you have key person insurance?